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13 votes

2 answers

410 views

How do I choose between a TFSA and RRSP for my first home down payment?

I'm 28 and saving for my first home in Calgary. I have about $35k saved. Should I use TFSA or RRSP for the Home Buyers' Plan? I keep getting different advice from friends. What are the pros and cons f...

Finance Priya Sharma 2 weeks ago

15 votes

2 answers

118 views

How do I file taxes as a freelancer in Ontario for the first time?

I started freelancing as a web developer in 2025 and now I need to file taxes. I have no idea what expenses I can deduct (home office? laptop? internet?). Do I need to register for HST? What forms do ...

Finance Lisa Tremblay 3 weeks ago

5 votes

2 answers

174 views

How do I dispute a credit card charge with RBC?

I was charged $450 for a flight I never took because the airline canceled and refused a refund. RBC is saying it's 'not a billing error.' I'm in Quebec. What are my rights and how do I escalate this? ...

Finance Priya Sharma Apr 19, 2026